by Laura Dutton
“Typical Woman Driver” - a cry we’ve all have to endure from our male counterparts from time to time! Whether it’s a direct hit at our own driving or a verbal tirade aimed in the direction of a fellow female motorist, us ladies always seem to get the blame for what are often the driving blunders of the male of the species!
We’ve known it for a long time -women are safer drivers and this is reflected in the Car Insurance discounts that can be achieved just by being a member of the fairer sex.
We do have our share of accidents - of course we do - but generally because we drive slower our accidents cause less damage - meaning insurance companies having more leverage to offer us better deals! We drive smaller cars, travel less distances and spend more time on urban roads. Male drivers tend to have bigger cars, drive faster and due to their competitive ego have more serious accidents, often due to reckless over-taking.
We’re so good - we’ve even got car insurance companies dedicated to us! These specialist ladies-only insurance companies can offer some excellent packages for lady drivers and it’s certainly worth getting a quote just to see what you can get.
However, to ensure that you gain the best quote you can possibly get, it’s worth shopping around on comparison sites which review the car insurance market for you and churn out the best quote.
Top tips for gaining cheaper car insurance
1. Being a lady!
2. Drive a car with a smaller engine
3. Be prepared to pay a voluntary excess if you do have to claim
4. Pay annually rather than monthly instalments - the penalties for this can be considerable
5. Any added security devices and modifications can bring down your premium
Don’t forget,Compare Car Insurance quotes at Moneysupermarket.com to get the best deal. http://www.moneysupermarket.com/motor/